For many, our home is our biggest investment as well as our family refuge.
Losing a partner can affect the family's finances and potentially jeopardize their ability to stay in the home they love.
Mortgage Protection insurance can pay off the mortgage if you were to pass away.
It can also provide money to help with the mortgage payments if you become disabled.
Final Expense insurance is designed to cover the expenses that your loved ones will be faced with after your death. These costs include all aspects of your funeral expenses (viewing, burial, digging of plot, headstone, vault, etc.) or cremation (memorial, crematory process, urn, etc.). These policies are typically small whole life policies ranging no more than $50,000 and are proportionate to the expense for your desired funeral arrangements. No physical or blood work is required to attain a Final Expense whole life policy. Policies are issued same day.
Choose from various Medicare Advantage / Supplement plans available for you in your specific county. You may also qualify for the Medicare Saving Program which is a program that helps Medicare beneficiaries pay their part B Medicare premiums and save on prescription drugs.
In the event of a big health emergency, such as cancer, heart attack, stroke, coronary bypass or organ transplant, critical illness insurance could protect you from financial demise by way of lump sum payment to help cover medical and/or non-medical costs.
There are various life insurance options (WHOLE/TERM LIFE, IUL, UL, GUL, ROP TERM, ETC.) available which can benefit you and your loved ones. Financial burdens that families may face upon the death of a loved one can be avoided with the proper life insurance coverage and the death benefit paid is tax free.
Parents/Grandparents love this policy not only for the affordable permanent protection of their kids/grandkids but it also provides a method to give kids a head start in life. Designed for children 14 days old to 14 years old with initial face amounts ranging from $5,000 to $35,000. The policy doubles when the child turns 18 but the premium remains unchanged. The policy comes with a guaranteed insurability option in which the insured has 6 more opportunities (at ages 25, 28, 31, 34, 37, and 40) to purchase additional policies (equal to the initial face amount) without evidence of insurability and regardless of medical history, occupation or extreme hobbies.
